Businesses Seeking Loan

Chain of retail stores specializing in the sales of medical supplies and some pharmaceutical medicines. Over 85-90% of business revenue is generated by the sales of medical equipment. - Have a chain of 12 stores located throughout Manila. We stock over 3,500 SKUs at our stores. The retail outlets are taken on rent. - Sales had slightly dipped during the onset of the pandemic. However, sales have been increasing continuously (2% month-on-month) and is expected to return to normal very soon. We forecast an annual sales growth of 20% in the future. - The gross margin on business sales is around 40%. We serve over 10,000 clients monthly. Over 60% of business sales is generated by sales to end-users (B2C) while 40% revenue comes from sales to other businesses/institutions (B2B). To that extent, we have around 10-20 annual contracts. - We have over 200 suppliers including some internationals suppliers from whom we procure our products. - Since we are extremely well-established in the market, we primarily rely on word-of-mouth promotion and referrals. - We also plan to launch an e-commerce website by the end of this year to generate online sales. The website is live and fully updated. However, we are yet to market the platform to end users. - Promoter has over 12 years of experience in this particular industry.

1. Client Base: • Number of clients: Serving both residential and commercial clients throughout Sri Lanka. Receive 120+ monthly orders. 2. Revenue model: • Product sales: Revenue generated from selling live fish, ornamental plants, and aquarium accessories. • Tank maintenance: Charges for routine and specialized maintenance services for residential and commercial clients. • Tank rentals: Daily rental fees for fiber portable tubs with an initial deposit. • Breeding and selling: Revenue from breeding and selling freshwater fish and aquatic plants. • Export and import: Income from international trade of freshwater live fish and aquatic plants. 3. Promoter experience: • Experience: The sole director of the company has experience as an accountant and CFO and is expanding their skills into CFO-level financial management, data analytics, SQL, and Power BI. 4. Business relationships: • Commercial Clients: Includes businesses needing tank rentals and maintenance. • Residential Clients: Individual clients for aquarium products and services. • International Gifting: Partners for international gifting of aquariums. • Suppliers: Relationships with wholesale suppliers for live fish, plants, and accessories. • Delivery: Have courier partners as well as utilize Uber and Pickme for local deliveries. 6. Marketing strategies. • Digital Marketing: Social media campaigns to reach a broader audience. Marketing campaigns and SEO are outsourced. • Paper Marketing: Targeted marketing for tank maintenance services. 7. Expansion and future plans: • In-House Farm: Plans to establish an in-house aquarium farm. • Growth: Expansion into more services or products as the business grows. 8. Licenses: • Hold an Export license, certification from the Fisheries Department of Sri Lanka, and a customs license.

1. Client Base: • Number of clients: Serving both residential and commercial clients throughout Sri Lanka. Receive 120+ monthly orders. 2. Revenue model: • Product sales: Revenue generated from selling live fish, ornamental plants, and aquarium accessories. • Tank maintenance: Charges for routine and specialized maintenance services for residential and commercial clients. • Tank rentals: Daily rental fees for fiber portable tubs with an initial deposit. • Breeding and selling: Revenue from breeding and selling freshwater fish and aquatic plants. • Export and import: Income from international trade of freshwater live fish and aquatic plants. 3. Promoter experience: • Experience: The sole director of the company has experience as an accountant and CFO and is expanding their skills into CFO-level financial management, data analytics, SQL, and Power BI. 4. Business relationships: • Commercial Clients: Includes businesses needing tank rentals and maintenance. • Residential Clients: Individual clients for aquarium products and services. • International Gifting: Partners for international gifting of aquariums. • Suppliers: Relationships with wholesale suppliers for live fish, plants, and accessories. • Delivery: Have courier partners as well as utilize Uber and Pickme for local deliveries. 6. Marketing strategies. • Digital Marketing: Social media campaigns to reach a broader audience. Marketing campaigns and SEO are outsourced. • Paper Marketing: Targeted marketing for tank maintenance services. 7. Expansion and future plans: • In-House Farm: Plans to establish an in-house aquarium farm. • Growth: Expansion into more services or products as the business grows. 8. Licenses: • Hold an Export license, certification from the Fisheries Department of Sri Lanka, and a customs license.

We trade construction materials manufactured by our sole supplier to interested parties. - Two main clients are the municipal corporation and local contractors. - Our mission is to provide high quality products at a competitive price coupled with the best customer experience. - Products are proven to be of great quality as stated by the buyers themselves in comparison to our competitors. - At the moment, we have six employees and will add more as we will need heavy equipment operators and drivers once we start our own logistics. - We are seeking a high loan amount based on our financials because our business is in demand despite the current economic status locally and globally. It did not just survive but has thrived amidst the economic challenge that the world is facing.

Company has one retail store and an online ebay store. - We sell our products to 4 wholesale buyers. - We have tie-ups with some whole-sellers from whom we source our products. - Our monthly revenue from Ebay is Rs. 1,50,000 approximately.

Construction materials manufacturing company in Bangkok producing innovative concrete blocks and cement bricks. - We use new types of production techniques and our products are more durable, waterproof, UV resistant. - Selling the products directly to construction projects through architects and designers. - Have supplied products to 10-15 commercial projects till date and have already secured 10-12 projects for this year. - Production capacity of the facility is 1.5-2 million blocks per year and we are utilizing 100% of the capacity. Planning to increase the production capacity to 4.5-5 million blocks per year. - Business owns inventory, machinery, equipment, website, furniture. - The company restructured its balance sheet by adjusting its capital structure where the company has repaid the short-term loan of THB 13.51m and subsequently increased its paid-up capital by THB 55m. As a result, the total paid-up capital of the company has increased to THB 60m and shareholder’s equity of the company has increased to THB 49.91m, while the short-term loan has decreased to THB 1.92m.

Globally unique technology under patenting. - Promoter has 20 years experience of developing new products. - Received grants and awards from DBT, DST, Millennium Alliance of about Rs 1 cr. - Grew at 3X from 13-14 till 15-16. This year, the business is a little down due to erratic rains, and first pivot in vegetable market. - However, business is cash plus and growing organic. - 5500 clients in pomegranate and 1500 in vegetables used our products in 3 years of commercialization.

We are a popular fitness brand in the field for 4+ years. - Studio is in a prime area and is surrounded by apartments and villas. - We currently have 850 members and have a database of more than 3,000 potential members. - We provide tech-based functional workouts, Zumba classes, strength training with equipment, and group workouts. - The studio is well maintained and we are open from morning till night. - Have 1-month, 3 months, 6 months & 12 months subscription plans. - We have a dedicated app, which will track the client's progress, and workouts are given to the client through the app. - We have a total of 10 employees & 1 admin. - We are looking for a loan to expand the business to another floor in the same building.

Philippines based 8-year old business that offers renovations and maintenance, contract furniture making, landscaping services. - Our clients are public schools, government agencies. - We regularly participate in biddings for government construction projects and furniture making project. We get projects through govt biddings. - Each project takes 2-10 weeks and the duration depends on the project size. - Last year we completed 5 govt renovation and landscaping projects and offered consultancy services for 20 projects. - This year the projects are less due to the pandemic but we except more projects later this year. - There is a lot of potential in the medium-scale government contract projects if we have enough capital.

Wholesale supplier of quality fresh fishes, prawns, and crabs in Trichy. - We purchase the products from auctions in the Kanyakumari fish market. - Supply in bulk to 6-7 retailers in Trichy and we also sell to individual customers including the nearby church, bank, and school staff. - Currently, we handle up to orders of 1.2 tons per week. - Local wholesale fish market in the area has been closed by the government to develop shopping complexes and the demand for seafood has increased. - We plan to increase our supply capacity from 1.2 tons to 4 tons per week. This will also allow us to increase our margins and lower transportation costs (per kg). - Also, have plans for exports in the future and we have an IEC license.

Multi-cuisine restaurant with a seating capacity of 60. - We have 36 indoor seating and outdoor seating of 24. - We specialize in Arabic cuisine. - Restaurant has an active food license. - We are planning to start catering services by next month. - Already have 6 clients lined up for the catering services. - We are planning to serve for any type of occasions. - The funds will be utilized for the development of the catering segment.

We want to develop a land parcel by constructing a residential building with 74 units. - Post completion we will either make revenue by selling the individual units or rent them out. - The project will take about 18 months to complete. - The majority shareholder of this business has more than 5 years of experience in the field of construction and development. They have two companies in Germany and one company in Dubai. They have also invested their own money to secure the trust of investors.