Businesses Seeking Loan

One of the leading exporters of semi-processed used hydrocarbon oils, importing over 50,000 MT annually from Canada, the USA, and the Caribbean Islands to India, promoting sustainability in the circular economy. - Operates with a zero-capital expenditure model, generating monthly revenues exceeding $300,000 and sharing profits with financial partners to maintain a low-risk operational framework. - Promotor is an accomplished entrepreneur with extensive experience in fuels, metals, automotive, and aerospace sectors, ensuring strong leadership in the market. - Exclusive sourcing agreement with Matrix Ridge Inc. and partnerships with top recycling and waste management firms guarantee secure, end-to-end processing of used oil products. - Committed to sustainability and compliance, recognized for innovative recycling practices, and holds certifications for hazardous waste management and environmental standards. - Plans to expand into re-refining operations to convert imported used oils into high-value base oils, enhancing profitability and solidifying control over the recycling process. - Shipping over 1.2 million liters of oil monthly and currently finalizing two consignments, demonstrating robust operational capacity. - We operate with very few employees in the company as most of the work is taken care of by our partners. - Fully compliant with regulatory requirements, holding both GST and IEC codes for import/export operations.

Established 4 years ago, this aesthetic beauty training provider is strategically located within a popular college in Petaling Jaya, leveraging the college's facilities for enhanced educational outreach. - With recognition as an Accredited Training Provider by the UK Beauty Industry Approval, the school ensures compliance with international beauty education standards, enhancing its credibility in the market. - Awarded the "Best TVET Training Provider for Aesthetic Treatment" three years ago, the institution has a proven track record of excellence in vocational and educational training. - The beauty school boasts over 60 successful graduates and offers specialized aesthetic courses, with an active student base currently at 18, ensuring focused, hands-on training. - Strong collaborations with prominent partners such as Amber Chia Academy and being part of the British Beauty Group enhances networking opportunities and elevates brand visibility. - Operating from a small training room accommodating 8-10 students, they are seeking investment to expand both machinery and staffing resources, and to enhance their revenue-generating capabilities. - The latest annual revenue was RM 120,360.30, with an average course duration ranging from 1 to 3 months, and course fees varying between MYR 3,000 to 6,800, indicating growth potential with increased capacity and resources. - Currently under the process of finalization of accreditation with the Ministry of Education in Malaysia.

Based in Iligan City, the business has been operational for four years, focusing on the cultivation of abaca plants, a renowned natural fiber known for its strength and durability. - The company currently supplies raw abaca fibers, with a processing capacity of 30 tons per month, capable of scaling to 60 tons per month with additional investment. - The business serves three main distribution clients across the Philippines, primarily supplying to pulp mills with monthly orders, ensuring stable revenue streams. - The business holds a license as a farming establishment and is in the process of securing an export license, aimed at expanding its market reach globally. - Currently, the company generates profits ranging from PHP 4.5 million to PHP 5 million monthly but projects an increase to PHP 10 million to PHP 12 million with the expansion of operations. - Plans are underway to establish an in-house pulp mill to enhance value-added manufacturing, producing pulp paper tailored for the production of tea bags and specialty papers, which are in high demand in countries like the United States, Canada, Germany, Japan, and South Korea.

1. Overview & location: Boutique resort strategically located near the world-renowned Radhanagar Beach in Havelock Island, Andaman & Nicobar Islands. The resort caters to both domestic and international tourists seeking comfort, cleanliness, and authentic island hospitality. 2. Accommodation capacity: Total Rooms: 12 well-maintained units, including air-conditioned and non-air-conditioned rooms, designed for couples, families, and solo travellers. In-house restaurant serving Indian, Continental, and fresh seafood delicacies. 3. Revenue model: Room Revenue: Daily room rentals under EP, CP, MAP, and AP plans. F&B sales: From the restaurant serving in-house and walk-in guests. Travel services (optional extension): Partner commissions from ferry bookings, island tours, scuba diving, and bike rentals. Online OTA listings: Active partnerships with platforms like Booking. com, Agoda, Goibibo, and MakeMyTrip ensure a steady flow of bookings. 4. Client base & volume: Serves approximately 4,000–5,000 guests annually, with a seasonal peak between October and March. Repeat clients and high online ratings ensure steady footfall. Diversified clientele from India, Europe, and Southeast Asia. 5. Promoter background: Family-owned and professionally managed by an experienced operator with hands-on expertise in operations, guest relations, and strategic growth. Deep understanding of tourism trends in the Andaman Islands and strong local relationships. 6. Business relationships & network: Tied up with leading OTAs (Online Travel Agencies) and local tour operators. Relationships with scuba diving centres, cab services, and ferry operators enhance guest experience and generate referral income. 7. Recognition & guest reviews: Highly rated on TripAdvisor and Google Reviews for: ✓ Personalized service. ✓ Proximity to the beach. ✓ Delicious local cuisine. ✓ Clean and peaceful ambience. 8. Future potential: Room for expansion on adjacent land or adding premium cottages. Opportunity to host yoga retreats, honeymoon packages, or curated island experiences. Scope for digital marketing and brand collaboration to tap into premium travelers and influencers.

Unisex beauty salon and spa located in Kingston offering hair styling, haircuts, facials, manicure, pedicure, spa services and corrective skincare services. - Small team of 3 employees providing personalized grooming, skincare and luxury spa treatments. - Target customers: Local residents seeking salon services, walk-in clients, membership holders and beauty-conscious consumers in Kingston. - Current foot traffic: Average of 5 daily walk-ins, growth driven by expanded storefront and added services. - Revenue streams: Pay-per-service salon revenue (haircuts, facials, spa treatments), corrective skincare packages, and recurring income from Alpha membership subscriptions. - Loan purpose: Purchase additional salon & spa equipment and fund marketing to increase bookings, improve service capacity and scale client acquisition. - Competitive edge: Monthly spa specials, membership perks and emphasis on convenience and luxury grooming to differentiate from other salons. - Operational snapshot: Low overhead with 3 staff members, scalable service mix (add therapists or stylists as demand rises) and opportunity to boost revenue with targeted local advertising and promotions.

Project plan: 91 residential properties + 1 commercial space in a secure, master-planned gated community in Guyana. Revenue model: Sale of residential units + long-term commercial lease + property management/community fees. Target market: Local professionals, returning diaspora, and middle- to upper-income families. Projected clients: Over 300 residents and 1 commercial tenant upon full occupancy. Promoter experience: 20+ years in real estate development, brokerage, and project management (NYC & Guyana) NY state–certified appraiser, OSHA-30 certified, with cross-border deal experience. Business relationships: Partnerships with local contractors, engineers, and legal teams. Banking relationships to support mortgage financing for buyers. Early-stage coordination with Guyanese government agencies. Awards/recognition: Industry recognition from U. S. real estate firms, community service honours from United Way and BPI certifications. Exit strategy: Full sale of units within 36–48 months; long-term revenue from commercial lease and potential property management services.

Engaged in the retail sale of antique and vintage replica products. - Offer a wide range of antique and vintage replica products for both indoor and outdoor use. - The products are in great demand for use as gifts and for decorative purposes inside homes, gardens and office spaces. - Sell around 50 units each month through both our offline and online stores. - Around 60% of our revenue comes from our own e-commerce portal with the remaining coming from our online stores on Flipkart and Amazon. - For e-commerce delivery, we have partnered with a local courier service provider who can deliver products across India. - The antique replica products are sourced from a 3rd party manufacturer from Uttarakhand. - In addition to the sale of these replica products, the business in the past used to offer coaching programs for MBBS, IIT-JEE tests, and 10th and 12th standard exams. - However, the business has halted these operations since March this year due to the COVID-19 pandemic. - Prior to halting our coaching programs, the business served 200 students and charged an average of INR 5,000 per month as fees. - The replica retail business was started in February and now is the only source of revenue for the business.