Businesses Seeking Loan

The business has a diverse range of products and services, which includes packaging and selling agriculture products like pulses, cereals, oil seeds, grains, and spices to both wholesale and retail segments. Additionally, they also operate a dairy farm. - With a team of 12 employees, the business has established relationships with about 16 suppliers and 40 buyers, indicating a strong network within the industry. The business also hires some contract workers as and when required. - Current packaging capacity of the business is approximately 150 KG packets of items, showcasing their operational capabilities. - The business is Udyam certified.

The business has a diverse range of products and services, which includes packaging and selling agriculture products like pulses, cereals, oil seeds, grains, and spices to both wholesale and retail segments. Additionally, they also operate a dairy farm. - With a team of 12 employees, the business has established relationships with about 16 suppliers and 40 buyers, indicating a strong network within the industry. The business also hires some contract workers as and when required. - Current packaging capacity of the business is approximately 150 KG packets of items, showcasing their operational capabilities. - The business is Udyam certified.

Selling granite blocks, temple stones, granite slabs, and custom granite artifacts to customers in Andhra Pradesh and the rest of India. - Currently employing 20 people and processes 200-250 cubic meters of stone every month. - Supplies temple stones to a factory for further processing for construction. - Also used in tombstones. - Pre-Covid had lot of exports which is not the case for the last 3 years. Recently restarted our export activities to China. - Business enjoys a high operational and net profit margin similar to other players in the industry.

Company that designs, and oversees the construction of residential and commercial buildings. - More than 200 buildings have been designed by our company and supervision of sites is also done. - 4 construction sites simultaneously running at the moment. - We have a permanent team of 15 employees that has 4 engineers and 1 architect. - We deploy contract labour for our projects. - Net revenue with a total of 100 projects was around NPR 70 lakh last year. - High volume of projects as we do small-scale projects like building houses, shops, and showrooms.

The business has a vast spectrum of services to offer across different domains creating multiple streams of revenue. The primary source of revenue for the business is through its HR consulting services such as recruitment and organisation restructuring. The HR services contribute towards roughly 60-65 percent of the total revenue. The other important revenue stream stems out of the strategy and process consulting services offered by the business like idea validation and internal audits. The process consulting services contribute to over 30 percent of the total revenue. The business has diversified and hired experts to provide digital marketing and branding services. These services contribute to a little over 5 percent of the total revenue but have massive growth potential. The business caters to over 6 clients in each of the domain of services but the numbers have reduced due to the pandemic. Currently the business has 2 clients each in the HR services and process consulting services domains. The average length of each project undertaken by the business is anywhere from 6 months to 2 years. The payment collection criteria adopted by the business varies from one kind of service to another. A single and complete payment structure for HR recruitment services and a monthly payment structure for other HR services throughout the life of the project. A monthly or a project base payment structure for strategy and process consulting services along with a monthly payment structure for digital marketing services is adopted by the business. Apart from cold calling and online advertising, the business has various other sources to gather work. The business is a member of the Hyderabad Management Association (HMA). The fellow members of HMA provide work opportunities to the business in the domain of HR services via referrals. The member of HMA who provides work opportunities to the business takes up to 20% of the net proceeds as a commission. The business is also a member of Business Networking International (BNI) group. The fellow members of the BNI group provide work opportunities to the business in the domain of strategy and process consulting via referrals but charge no commission for the same. The business also holds a membership to the esteemed Federation of Telangana Chamber of Commerce and Industry (FTCCI). The FTCCI is an important asset for the business as its other participating members provide work opportunities to the business in all three domains (HR, process consulting and digital marketing) in exchange for up-to 20% commission from the net proceeds. The business holds a contract with a firm in Bangalore to provide HR services. The contract has no expiration. The business outsources ERP projects through a collaboration with an ERP vendor in Chennai. For every ERP project undertaken by the business, 70 percent of the proceeds go to the vendor in Chennai and rest of the 30 percent is incurred by the business. This collaboration also has no expiration. The business halted its operations about 15 months back. The investment is required to restart the operations.