FinTech Company Investment Opportunity in Pune, India

Top-selling products.
Flagship product – a next-generation, microservices-based core banking platform used by cooperative banks, private banks, NBFCs, and microfinance institutions. Enables customer account management, transaction processing, regulatory reporting, and digital banking integration.
Key supporting products.
1. Digital banking suite: Mobile and internet banking for end customers.
2. Tablet banking: Enables doorstep banking through the business correspondent model.
3. Micro collection app: Facilitates recurring deposit collections.
4. NACH module: Manages electronic mandates and automated debit instructions.
5. CTS (cheque truncation system): Secure cheque clearing with positive pay system.
6. Global charges module: Flexible, rule-based engine for fee and charge automation.
Advanced compliance and automation tools.
1. AML suite: automated monitoring and compliance for anti-money laundering.
2. Loan origination system: end-to-end automation of the loan lifecycle.
3. Statement analyser: parses and analyses financial statements for insights.
Intelligence and personalization engines.
1. N-way reconciliation engine: multi-layer, intelligent transaction reconciliation.
2. CXO dashboards: real-time business intelligence for leadership teams.
3. Product recommendation engine: AI/ML-based system for cross-sell and upsell opportunities. The business owns a range of tangible and intangible assets that support its operations and growth.
Tangible assets.
- Data center infrastructure, including servers and networking equipment.
- Office furniture, computers, and essential office equipment.
Intangible assets.
- Proprietary core banking platform, doorstep banking system, and micro-saving solution.
- Decision support tools for leadership teams.
- Brand value, intellectual property, and established client relationships with more than 20 financial institutions.
- Strategic partnerships with technology and financial service providers.
These assets collectively drive innovation, client satisfaction, and long-term business value. Operating from a well-equipped, leased office facility covering 5,000 square feet. The premises are fully furnished and include a dedicated data center to support development, deployment, and client servicing operations. The business is bootstrapped and self-funded, with ownership entirely held by the core promoter group and 100% equity distributed among the founding shareholders.