Businesses Seeking Loan

Located in Kathmandu, this IT service firm focuses on website development and hosting, addressing the needs of local SMEs. - The business specializes in web development and offers additional services like bulk SMS campaigns and social media boosts to enhance digital communication. - With a compact team of 3 employees, the company efficiently handles 6-10 orders monthly, providing personalized solutions on an order basis. - Registered under the tax department of the Nepal government, ensuring compliance and credibility in all transactions. - As a web hosting and development company, it strengthens the online presence of local businesses, contributing to the growth of Kathmandu’s tech ecosystem. - The niche services offered, such as bulk SMS and social media enhancement, add significant value to traditional web development and hosting. - The strategic focus on local SMEs allows the company to capture a vital segment in Kathmandu’s digital business market.

Product and service offerings: The business blends a modern fashion retail line—featuring apparel and accessories—with a welcoming in-store café that serves artisan beverages and light bites. This combination offers a distinctive lifestyle experience, appealing to both fashion-conscious shoppers and café-goers. Revenue model: Revenue is generated through multiple streams: - Retail sales: income from clothing and accessory sales through both the online store and physical location. - Café revenue: earnings from food and beverage sales at the in-store café, which not only contribute to overall revenue but also enhance customer engagement. - Complementary services: additional revenue opportunities through promotional events, exclusive collaborations, and immersive in-store experiences that foster customer loyalty and repeat visits. Business relationships: The business maintains strong relationships with various stakeholders: - Suppliers and vendors: long-term partnerships ensure consistent quality and reliability in both fashion and café offerings. - Local and online communities: collaborations with nearby businesses, influencers, and designers help sustain a dynamic brand presence and support co-marketing efforts. - Customer-centric engagement: personalized in-store service and a user-friendly online shopping experience build trust and loyalty among a diverse audience that includes professionals, students, and members of the local community. These combined elements position the business as a well-rounded brand that excels in fashion retail while offering a vibrant, community-focused lifestyle destination through its integrated café concept.

We are a playschool and have received excellent feedback from the parents. - Without much advertisement and marketing, our business receives increment in the number of students every year. - Currently, we have 30+ students enrolled. - Due to the pandemic our operations were shifted online for the last year. - We reduced our fees by 50%, which was the reason for the reduction in last year's reported sales. - The business has two equal partners. - Company has an outstanding loan of NPR 6 lakh.

We are a playschool and have received excellent feedback from the parents. - Without much advertisement and marketing, our business receives increment in the number of students every year. - Currently, we have 30+ students enrolled. - Due to the pandemic our operations were shifted online for the last year. - We reduced our fees by 50%, which was the reason for the reduction in last year's reported sales. - The business has two equal partners. - Company has an outstanding loan of NPR 6 lakh.

Running an independent consultation business in Nepal. - Providing consultation to students in their school projects. Apart from this, also providing the resources needed for students to complete these projects. - Currently offering services to students in 100 schools across Nepal. - We also provide professional training and education consulting. This includes helping students decide on which career path to choose, different universities to apply for and further education. - Looking to diversify into different consultation avenues in the future.

Our business is engaged in the selling of frozen food items like French fries, sweet corn, meat, and green pea. - We have tied-up with 6 to 7 vendors from India and local companies from whom we procure the products. - Currently, we are selling the products to 13 restaurants, 7 hotels, and 8 cafes. - Business has no loan and is run by a sole owner. - The promoter has 4 years of experience in this industry.

Nail salon located in Mesa that serves a diverse clientele of approximately 200-250 clients per month. - The business specializes in providing manicure and pedicure services for both male and female customers of all ages. - Positioned as a unique and creative space, the salon offers a relaxing environment for its customers, setting it apart from traditional nail salons. - The average service price ranges from $25 to $110 for manicures and pedicures.

Based in Malé, the business is an outdoor advertising agency specializing in modern LED screen installations. - Focused on B2B services, the agency primarily caters to small businesses, enhancing their visibility through cutting-edge advertising technology. - Revenue is generated on a one-time order basis or through long-term contracts that encourage recurrent orders, ensuring steady cash flow. - The business operates without the need for industry-specific licenses, simplifying compliance and reducing barriers to entry. - Possesses a valid business permit, indicating adherence to local regulations and commitment to professional standards. - Products and services include the installation of digital signage, ensuring clients benefit from high-impact visuals that capture customer attention. - The target market comprises small businesses looking to improve their advertising strategies and increase foot traffic through innovative outdoor displays.

Conservatively, we forecast an average of 300 customers per day during the first year with an average guest check expenditure for all items at USD 4.10. This figure was arrived at by surveying the customer traffic at the nearest competing coffeehouses which have a range of 150 – 500 customers per day and an average customer expenditure of USD 4.10. We have estimated its customer expenditure to be slightly higher (2.5%) due to the premium price we will charge for some of our items. The total cost of sales is approximately 25%. The company expects growth to occur across all categories at about 10% annually as the business becomes more established and well-known, reaching 400+ customers per day within a year and more than 500+ within three years. These estimates are likely conservative. However, it is possible we could attain a 1,000-per-day customer count within five years. First fiscal year gross revenues are expected to exceed USD 600,000 and after-tax net profits of approximately USD 99,000—increasing to more than USD 260,000 by the third fiscal year-end.